21 Blackjack’s objective is similar to that of Classic Blackjack which is to get a point total that is higher than that of the dealer without exceeding 21. It is a multi-hand game and the player can place bets on three separate hands at the same time.

Of the many blackjack variations out there, 21+3 Blackjack is particularly intriguing. Combining elements of poker with the base blackjack experience is an interesting notion and it has proven popular with the general player base. Several software providers have come out with their own take on this variation and you can find these across hundreds of online casinos.

1. How to play 21 st Century Blackjack. 21 st Century Blackjack is usually available at licensed casinos and cardrooms in California. The game is played with between 2 and 8 decks of cards, including the joker. The number of players at a table ranges between 8 and 10. The card values are the same as a standard blackjack game, with one notable.
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4. While the popularity of Blackjack dates from World War I, its roots go back to the 1760s in France, where it is called Vingt-et-Un (French for 21). Today, Blackjack is the one card game that can be found in every American gambling casino. As a popular home game, it is played with slightly different rules.

How to Play 21+3 Blackjack

When it comes to unique changes, 21+3 Blackjack does not mess around with the base formula. Often, the base game will be the classic version of blackjack and if you have ever played it before, you will be immediately familiar with it now. Players still take the same actions in the form of hitting, standing, splitting, doubling, etc. A blackjack hand still pays 3:2, the dealer stands on a soft 17, while Insurance offers a 2:1 payout. Nothing really is changed, since the 21+3 side bet does not affect the gameplay in any significant way.

Basic Rules and Payouts

When it comes to 21+3 Blackjack, there is very little that is actually required of you. More specifically, you only have to place the bet. So what does this side bet does? The 21+3 side bet is inspired by the rules of poker and it forms winning poker hands from your first two cards and the dealer’s face-up card.

These combinations can range from a Pair to a Suited Three of a Kind or a Straight Flush. What hands will be included depends entirely on the software provider or the establishment, as are the payouts. The same is also true for the minimum qualifying hand, as some games will pay for a Pair, while others will only pay for a Flush or better. As for payout, this can also vary widely between the different available games, though usually, the highest hand rewards you with x100 the bet value. For example, Evolution Gaming uses the following paytable for the eight-deck version of 21+3 Blackjack:

• Suited Three of a Kind: 100:1
• Straight Flush: 40:1
• Three of a Kind: 30:1
• Straight: 10:1
• Flush: 5:1

Insurance

Insurance is often offered in 21+3 Blackjack, whenever the dealer draws an Ace. To prevent losing to the dealer’s blackjack, the game gives you the opportunity to put down an Insurance bet valued at half of the original bet, which pays 2:1. In the event that the dealer really does hit a blackjack, you will lose the original bet but win the Insurance wager, keeping your net balance the same. Insurance is a touchy subject in the world of online gambling, with many advocating for and against it.

Double Down

The Double Down action is of great importance to the general gameplay in any blackjack title. When you have a good hand, you may want to increase the size of your bet and the potential of the winnings. Doubling Down is generally available in 21+3 Blackjack on a starting hand of 9, 10, or 11 and even after splitting. Though useful, you need to be careful when using this feature as it may cause your bankroll to deplete if you Double Down randomly.

Splitting

When it comes to splitting hands in 21+3 Blackjack, the game is both liberal and conservative with its rules. You can split any hand with identical-valued cards, however, you can only do this one time for a maximum of two hands. As a result, if you are dealt another pair, you will not be able to resplit it. However, you will be able to hit on split Aces and even Double Down on split hands.

Surrender

Surrender is a useful option in blackjack, giving you the opportunity to get back half of your bet on a potentially bad hand. It works wonders for your bankroll and players are thankful when it is available. Unfortunately, 21+3 Blackjack rarely has this option enabled and you will most likely not get the opportunity to use it.

21+3 Blackjack House Edge and RTP Values

Something to always consider is the house edge and return-to-player percentage of any casino game. As it happens, blackjack has some of the best odds in the whole industry in general. But how does 21+3 Blackjack stack up against other variations? The base game is not all too different from regular blackjack and as such, it comes with a casino advantage of over 99%. This is in-line with blackjack standards and some of the best odds in the casino world.

However, the 21+3 side bet comes with slightly different odds than you might expect. The house edge of the 21+3 bet is highly dependant on the number of decks in play. It can range between 7% to 2.7%, with a lot of different numbers in between. The general rule is that the lower the number of decks, the higher the probability of a winning combination. Take this into account if you want to play 21+3 Blackjack.

Yes, understanding the basics of blackjack is relatively easy. But, before you can walk away a winner, you need a deeper understanding of the nuances of the game and casino protocol.

Finding a table: Strategic seating

Blackjack begins by selecting a seat at the table. Typically, a blackjack table allows for five to seven players. Whenever you see an empty seat at a blackjack table, you may assume it’s for your taking (unless chips or a coat are holding the spot for a player who just stepped away for a moment or unless some player is playing two hands). In most cases, joining a game in progress is okay, although some tables have a No-Midshoe Entry policy (usually marked by a sign at the table), which means you have to wait until the shuffle before playing.

For your first trip to the tables, you’re better off finding a nearly full table. Although the number of players at the table hardly affects the odds on your hands, the game is much quicker with fewer players. A fuller table gives you more time to think about each hand without being rushed or pressured.

Seeking single-deck tables

Without getting into a lot of math, here’s a good rule to follow: The fewer decks the casino uses, the better for you. Your chances for success increase if you can find a single-deck game. Most casinos worldwide have gone to six or more decks in an attempt to thwart card counters (skilled players who keep track of cards). But some places still deal blackjack the old-fashioned way — with one deck of 52 cards. Most of the casinos in northern Nevada (Reno, Lake Tahoe, and Wendover) still use one deck of cards at many of their blackjack tables. If you aren’t sure how many decks the casino is using, just ask.

Eyeing table bet levels

Before you actually sit down, look for the table’s minimum and maximum betting limits. Every table has these fixed limits, which the casino usually posts on a small sign located on the table to the right of the dealer.

You may sit down at a table where the placard says $5–$500, which means you have to bet at least $5 on every hand and can never bet more than $500 on any one spot. Typically, the higher the minimum starting bet, the higher the maximum bet for that table.

When you’re starting out, find the lowest minimum table in the casino and begin there. Making smaller bets keeps you out of trouble until you understand the game better — and you’re less likely to end up sitting next to a high roller (who may not appreciate a novice at his table).

Purchasing chips

After you select your seat, you need to buy chips from the dealer. Select the amount of money you want to start with and lay your cash on the felt in front of you. The dealer changes your cash into chips and slides them across the felt to you.

Don’t hand your money directly to the dealer; doing so is a breach of etiquette and brands you as a greenhorn.

After you receive your chips, leave them on the table in front of you. Chips come in several denominations and are color-coded. Although every casino uses distinctive chips, most colors are standard.

Start off with a small amount of chips. A good approach is to cash in no more than 25 percent of your daily bankroll for chips. For example, if you budget $400 for the day, buy in for no more than $100 to start. This way, when you’re losing, you minimize the temptation to bet more than you planned. You can always buy more chips later if necessary.

Homing in on house rules

Blackjack rules are fairly similar worldwide — with a few variations. Sometimes a small placard sitting on the table indicates where the casino stands in regard to certain scenarios. If you don’t see a placard, you may ask the dealer what the house rules are, even when you’re in the middle of a hand.

Does the dealer hit on a soft 17?

A soft hand is any hand that counts an ace as 11 rather than 1. The hand is soft because it can’t bust on the next card. For example, if you hit (take another card) a soft 18 (an ace and a 7) with a 6, the ace automatically reverts to 1 (rather than 11), and the hand total is now 14 (rather than 24, which would be a bust).

Whether a dealer hits on a soft 17 is usually spelled out in bold white letters right on the felt. Normally the dealer counts an ace as 11 anytime he has a hand of 17 or more. However, about half the casinos worldwide deviate from this rule on soft 17 (an ace and a 6). In those cases, the ace counts as 1, and the dealer hits his soft 17.

Is doubling down restricted to certain card combinations?

In Las Vegas, casinos typically allow doubling down, an option that allows you to double your bet, on any two cards, but other places may restrict this move to just 10s or 11s. The placard probably won’t list restrictions to doubling down. If you aren’t sure whether restrictions are in place, don’t be afraid to ask the dealer, even if you’re in the middle of a hand.

Can you surrender?

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A playing option known as surrender is an extremely profitable option for you as a player, but not many casinos offer it. When you surrender, you lose half of your initial bet and give up your hand. For example, if you bet $10 and are dealt a 16, you can surrender and only lose $5 (half your bet) rather than risk the entire $10 on a bad hand. Once again, the placard may not readily advertise this rule variation, so always ask if surrender is available.

Dealing what’s in the cards

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All right, you’re situated at the table, you’ve made your bet in the betting box, and your heart is pumping like a jackhammer. The dealer flashes you a warm smile, wishes you good luck, shuffles the deck, and asks you to cut the cards.

If you’re playing a one- or two-deck game, the dealer holds the cards in his hands and deals you two cards face-down. You can pick up these cards, but make sure you only hold them in one hand.

However, the majority of blackjack games today use six or eight decks. In these cases, the dealer deals your two cards face-up from a shoe (a boxlike device that houses the cards).

Whether your cards are dealt face-up or face-down really doesn’t matter — dealers follow strict rules, and seeing the values of your cards doesn’t influence them. Dealers’ hands always start off with one card exposed and one card hidden, regardless of the number of decks.